How to buy property in Portugal
Buying a home in Portugal as a foreigner: the process step by step, property taxes (IMT, IMI), mortgages and what to check before you sign.
What this guide will cover
- Who can buy
- The buying process step by step
- Taxes and fees
- Mortgages for foreigners
- Checking the property
Official sources
We check our guides against these official pages. If something has changed, the official source wins.
- Portal das Finanças portaldasfinancas.gov.pt
- Portal da Habitação portaldahabitacao.pt
Need help?
Official bodies and services related to this guide. Sponsored listings are always labelled.
- Official Lawyers & legal help
Ordem dos Advogados (Portuguese Bar Association)
The professional body for lawyers. Use it to check that a lawyer you are considering is registered and entitled to practise.
- Languages
- Portuguese
- Where
- Nationwide
- Official Housing & rentals
Portal da Habitação (IHRU)
The official housing portal: rental support programmes, tenancy rules and public housing initiatives.
- Languages
- Portuguese
- Where
- Nationwide · online
- Official Banking & money
Banco de Portugal — Bank Customer Portal
Plain-language guidance from the central bank on opening accounts, fees, credit and your rights as a bank customer.
- Languages
- Portuguese, English
- Where
- Nationwide · online
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